As fiduciaries, we put your needs first, every time. And our focus on client education gives you the knowledge to confidently make financial decisions. Live the life you’ve always wanted.
Finances can be time-consuming and nuanced. Our advisors are here to do the research, find the opportunities, and give you options. Spend your time on what matters to you.
The management of your wealth should reflect you, not anyone else. Our smart, experienced, and accessible advisors create a strategy that works for today and provides for tomorrow. We work with you—in every life stage and circumstance—to meet your goals.
We don’t believe it’s possible to time the short-term moves of the markets. But research, expertise, and time do show larger, secular trends. Instead, we build strategic portfolios that respond to long term economic and financial market trends. Our clients’ portfolios have a combination of:
Portfolios are regularly checked against economic, fundamental valuation, and technical indicators. We want to make sure your portfolio reflects your long-term goals, short-term needs, and your tolerance for risk and volatility.
Complete wealth management spans across several areas. The scope of our planning services includes:
We advise on the many benefits provided, including exercise of stock options, deferred compensation, and how to minimize tax implications.
We assist with comprehensive education planning, including how much to set aside and tax-advantaged education saving options.
We evaluate current assets and liabilities, income and expenses, potential inheritances, salary changes and major one-time expenses.
We work with your tax professional to identify any areas of opportunity that might impact your current and future tax situation.
We work with insurance professionals to review and coordinate coverage for homeowners, auto, liability, disability, life, and long-term care insurance.
We work with your attorney to create a plan to distribute your assets to your heirs according to your wishes with the goal of minimizing taxes and expenses.
We measure, analyze, and plan for your retirement. We help answer the question, “Will I be able to maintain my current standard of living once I retire?”
We assist business owners in evaluating employee benefits packages, succession planning strategies, and integrating the business value into your overall planning
We advise you on philanthropic gifting. We help you maximize impact for your selected charitable causes and provide you the greatest tax benefit.
Traditional investment strategies would say a diverse portfolio is a smart portfolio. We believe we have enhanced diversification by looking at investments outside of stocks and bonds and integrating alternatives into our portfolios. Choosing vetted alternatives as part of your portfolio could be another step toward further diversification.
We define alternative investments as:
Investments outside the typical public markets with a differentiated way of generating returns.
They are not stocks, bonds, or cash. Common alternative investments can be accessed via mutual funds, hedge funds, and private funds or partnerships. They are popular with endowments and institutions that build and maintain generational wealth. Alternative investments also involve a different type of risk from your traditional investments, not making them suitable for all investors.
For every 100 alternative investment opportunities we review, we may only choose 1 we’re willing to recommend. We only present investments that meet our rigorous due diligence standards. We negotiate expenses and minimum investments on behalf of our clients. We always put clients’ goals and needs first in making alternative investments part of a portfolio. We do not sell these investments or make commissions. We offer them under our fee-only fiduciary service model.
SFMG continues to expand our alternative investment offering and platform. Alternative investments we’ve implemented:
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